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How To Finance A New Business

Starting From Scratch: How To Finance A New Business

When starting a new business, there’s a lot to be excited about, but there are also many tasks to take care of. If you need financing, then one of the first things you’ll do is consider how to finance a new business. We will cover standard options, compare debt financing, equity, and mezzanine financing, and will answer some of the most frequently asked questions people have about financing a new… Read More »Starting From Scratch: How To Finance A New Business

How To Improve Business Credit Score

How To Improve Your Business Credit Score

The biggest mistake a company can make in improving their business credit score is assuming that the model they use to improve their consumer credit score applies to business scores. While there are plenty of similarities, there are also ways in which a business’s credit score must be handled differently.  What Is A Business Credit Score? Before you begin addressing what the score is and how to raise it, you… Read More »How To Improve Your Business Credit Score

How To Establish Business Credit

How To Build Business Credit (2021 Guide)

Here’s what you need to know about Establishing Credit For Your Business in 2021. The term “business credit” might sound intimidating, but it doesn’t have to. It is very similar to personal credit in that it is designed to reflect your company’s perceived ability to pay back loans per the contracts they agree to.  The major credit report agencies are Dun & Bradstreet, Experian, and Equifax. FICO also scores small… Read More »How To Build Business Credit (2021 Guide)

How To Get A Business Loan

How To Get A Business Loan (2021 Guide)

Whether you are part of a current business or an aspiring entrepreneur, it can be challenging to navigate business financing’s sometimes complicated waters. Though there are many types of business loans, they are vastly different, and each business benefits more from some than others. There is no question that a 2021 guide on how to get a business loan will look very different from a guide written just a few… Read More »How To Get A Business Loan (2021 Guide)

Guide Commercial Real Estate Loans

A Guide To Commercial Real Estate Loans In 2021

Find out how the commercial financing process works for investment property. If you’re looking to put your name on a piece of commercial real estate, lining up your financing is essential. You may have some experience with financing a property if you’ve purchased a primary residence or investment home before. However, commercial real estate loans occupy their own universe.  What Is a Commercial Real Estate Loan? A commercial real estate… Read More »A Guide To Commercial Real Estate Loans In 2021

How To Successfully Prepare For Your Business Loan Application

Updated April 2021 Applying for a business loan can be stressful. On one end, you’re trying to prepare all of the business’s financial data and history so that you’re ready for lenders. On the other hand, you’re wondering how much you can even finance because truthfully, it’s your first time applying and you don’t even know where to start or how to think. Steps To Prepare For A Successful Business… Read More »How To Successfully Prepare For Your Business Loan Application

10 Finance Terms You Should Know As A Business Owner

A LIST OF THE MOST IMPORTANT BUSINESS FINANCE TERMS EVERY BUSINESS OWNER SHOULD BE AWARE OF. Whether you are an entrepreneur or a seasoned business owner, you know that things can get overwhelming at times, especially when you have to talk financing. In this article, we’ll go over a few finance terms that can help you in your conversation with any banking professional. Asset Consider an asset a resource a… Read More »10 Finance Terms You Should Know As A Business Owner

Loan application form for the loan origination process

How Does The Loan Origination Process Work?

The way lenders work to originate loans will forever remain a mystery. It seems as though almost every lender has their definition of “loan origination.” For example, you may have a lender who says that the process can happen in less than 30 days and another who tells you months. If you’ve been through the loan origination process, you know it’s a tedious one; you could present two lenders with… Read More »How Does The Loan Origination Process Work?

How to Successfully Navigate A Cash Flow Investment In Commercial Real Estate

When you break down the Commercial Real Estate space, you begin to realize that cash flow deals can have a very positive impact on your success if done the right way. Cash flow is how much profit you bring in each month after collecting all of the renter’s income, figuring in operating expenses, and setting aside cash reserves for future repairs. For buy-and-hold real estate investors, cash flow is the… Read More »How to Successfully Navigate A Cash Flow Investment In Commercial Real Estate