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How To Successfully Prepare For Your Business Loan Application

Updated April 2021 Applying for a business loan can be stressful. On one end, you’re trying to prepare all of the business’s financial data and history so that you’re ready for lenders. On the other hand, you’re wondering how much you can even finance because truthfully, it’s your first time applying and you don’t even know where to start or how to think. Steps To Prepare For A Successful Business… Read More »How To Successfully Prepare For Your Business Loan Application

DSCR: The Role It Plays In The Commercial Loan Process

Updated April 2021 The Debt Service Coverage Ratio, also known as “DSCR,” and sometimes “DCR,” plays a crucial role in the commercial lending space, specifically when lenders are determining the maximum loan amount. In this article, we’ll talk about the role of debt service coverage ratio in commercial financing and why it’s important. What is DSCR? DSCR is the cash flow available to pay current debt obligations. It is used to… Read More »DSCR: The Role It Plays In The Commercial Loan Process

10 Finance Terms You Should Know As A Business Owner

A LIST OF THE MOST IMPORTANT BUSINESS FINANCE TERMS EVERY BUSINESS OWNER SHOULD BE AWARE OF. Whether you are an entrepreneur or a seasoned business owner, you know that things can get overwhelming at times, especially when you have to talk financing. In this article, we’ll go over a few finance terms that can help you in your conversation with any banking professional. Asset Consider an asset a resource a… Read More »10 Finance Terms You Should Know As A Business Owner

Loan application form for the loan origination process

How Does The Loan Origination Process Work?

The way lenders work to originate loans will forever remain a mystery. It seems as though almost every lender has their definition of “loan origination.” For example, you may have a lender who says that the process can happen in less than 30 days and another who tells you months. If you’ve been through the loan origination process, you know it’s a tedious one; you could present two lenders with… Read More »How Does The Loan Origination Process Work?

The Impact Of COVID-19 On Investment Property Financing

It seems like the landscape of investment property is moving daily. As investors or developers during this time, you may feel panicked or petrified to make a move. Maybe it’s refinancing a multifamily property or something as simple as hiring an appraiser. We’re all just very unsure of what to do or how to go about things. Like any recession or tough time in society, Lenders will resurface and start… Read More »The Impact Of COVID-19 On Investment Property Financing

Commercial Real Estate

5 Success Tips For Any Commercial Real Estate Investor Or Developer

Commercial Real Estate has so many moving parts in comparison to residential real estate. But, it’s that mentality of having to deal with so many moving parts that can cause the biggest mistakes to happen. Here are five success tips for any Commercial Investor or Developer. Create A Due Diligence List As a professional developer or investor, learn to create a due diligence list and stick to it. After all,… Read More »5 Success Tips For Any Commercial Real Estate Investor Or Developer

How I Survived Three Commercial Real Estate Recessions & How You Can Too

In the early ’90s, I found my way into the real estate world. It just so happens that the same year, a recession found me. When jumping into buying and purchasing properties, I had to learn how to navigate my way through not only a newfound profession, but a situation where money was tight and opportunities were endless. When you put yourself into that type of predicament, you learn how… Read More »How I Survived Three Commercial Real Estate Recessions & How You Can Too

How to Successfully Navigate A Cash Flow Investment In Commercial Real Estate

When you break down the Commercial Real Estate space, you begin to realize that cash flow deals can have a very positive impact on your success if done the right way. Cash flow is how much profit you bring in each month after collecting all of the renter’s income, figuring in operating expenses, and setting aside cash reserves for future repairs. For buy-and-hold real estate investors, cash flow is the… Read More »How to Successfully Navigate A Cash Flow Investment In Commercial Real Estate